Dream Funding

Solutions for Builder Financing

Ready to Grow?

One-Stop Shop:

The Builders Financing Division offers a complete solution for all builder financing needs with a diverse range of loan products and services.

Flexible Financing:

Our division provides tailored loan options for residential construction, investment properties, and rental portfolios to meet your unique project needs.

Speed
& Efficiency:

We ensure quick loan approval and closing processes to help you start your projects without delay.

Expert Support:

Our dedicated team of experts guides you through the financing process, ensuring a smooth and successful experience.

The Highland Difference:

Marketing Support:

  • Our in-house marketing team can create Co-Branded Marketing Materials, Digital Marketing Collaborations, Joint advertising campaigns, and more!

Event Support:

  • We will co-host open houses, provide on-site loan consultations, and offer educational workshops to help buyers understand financing options. This collaboration enhances the buyer experience and drives sales for both the builder and loan officer.

In House Everything

  • Our in-house Processing, Underwriting, Marketing, IT, and Appraisal Desk are committed to a 4-day turnaround time.

Business Networking:

  • Utilization of our Day-1 Certainty, an integrated POS, LOS, CRM and an AI Underwriting system with a digital-hybrid close.

Learn More About:

Construction Loans

Build with Confidence

We understand the unique challenges builders face. That’s why we offer construction loans designed to meet your needs, whether you’re working on a single-family home, duplex, or a larger residential project.

100% Vertical Budget Funding:

  • Receive full coverage for your project’s vertical costs, including a 12-month interest reserve.

No Capital Required at Closing:

  • Focus on building without the worry of upfront costs.

Fast and Efficient Process:

  • Once approved, our streamlined process allows you to close your loan in just 2-3 weeks, so you can start building sooner.

Comprehensive Management Support:

  • Take advantage of our cloud-based project management and back-office services, giving you 24/7 access to the status of your jobs and ensuring smooth project execution from start to finish.

Investment Property Loans

Maximize Your Investment

We offer tailored loan options for your residential investment properties, whether you’re flipping a home or expanding your rental portfolio. Our flexible terms and fast funding help you get the most out of your investments.

Up to 95% LTC:

  • Finance up to 95% of your property’s loan-to-cost, allowing you to stretch your capital further.

100% Rehab Cost Coverage:

  • Focus on property improvements with complete funding for your rehab costs.

Short-Term Loans:

  • Our 12-month loan terms are perfect for quick flips, with competitive rates and flexible draw processes to keep your projects on track.

Quick Closings:

  • Close your loan in as little as 10 days, so you can move forward with your investment without delay.

Rental Portfolio Loans

Expand Your Real Estate Empire

We offer tailored loan options for your residential investment properties, whether you’re flipping a home or expanding your rental portfolio. Our flexible terms and fast funding help you get the most out of your investments.

Programs for All Investor Types:

  • Whether you’re managing a few properties or a large portfolio, we have loan options that scale with your needs.

Diverse Property Types:

  • Finance single-family homes, multi-unit properties, vacation rentals, and more.

Customizable Terms:

  • Choose from 30-year fixed, interest-only options, or adjustable prepay penalty structures that align with your investment strategy.

Competitive Loan Amounts:

  • Access financing from $100K to $2MM with DSCR as low as 1.0x, making it easier to qualify and grow your portfolio.