Solutions · Highland Mortgage
Every Program · One Team

THE RIGHT LOAN
FOR YOUR Next Chapter

From first-time buyers to seasoned investors — every program, one team. We match you to the loan that fits your life, not just your application.

Find Your Loan Officer Get Pre-Approved
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5-Star Reviews
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Rate Lock
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Down Options Available
Our Solutions

EVERY LOAN. One Team

We've built a toolkit that covers the full spectrum of homeownership — whether you're buying your first home, protecting your rate, or tapping equity to build the next one.

Bridge Loans
Equity Access
Bridge Loans

Convert illiquid equity into liquid down payment — in record time. Use your current home's equity to buy your next home without touching your savings account.

Equity to Cash Fast Close
Builders Division
Builders Division
Build WhatMatters Most

A complete financing solution for every builder need — construction loans, draw management, and dedicated support from ground break to close. One loan. No refinance.

Construction-to-Perm One Close VA Available
Explore Builders Division
Lock and Shop
Rate Protection
Lock & Shop

Protect your rate for up to 90 days under Highland's Lock-N-Shop program. Find the home while your rate is already secured — relax knowing the market can't move against you.

90-Day Lock Rate Certainty
Temporary Buydowns
Rate Relief
Temporary Buydowns

Lower your mortgage rate by up to three full percentage points right from the start. Our Certified Loan Officers show you exactly how much you save — month by month.

Up to 3–2–1 Lower Payments
All-In-One Mortgage
Interest Saving
All-In-OneSmarter Money

A 30-year line of credit with an integrated sweep-checking account. Your home financing and personal savings work together as one dynamic tool. No other mortgage product can save this much interest or provide this level of future liquidity.

Line of Credit Sweep Checking Save on Interest Future Liquidity
100% AMI Program
First-Time Buyers
100% AMI

If you're a first-time homebuyer earning no more than 100% of area median income, Highland's direct Fannie Mae access unlocks lower rates and increased affordability for thousands of buyers.

Direct Fannie Mae Low Down Payment
Core Programs
All Loan Types
Core Programs

The foundation of every home purchase. Our certified team handles every loan type with the same precision and care.

Conventional FHA VA USDA Jumbo
Why Highland

BUILT Different

01
🏢
Independent
& Employee Owned

Our decisions stay close to the people they affect. We aren't answering to distant shareholders or outside agendas — just our clients, our community, and each other. That independence keeps every loan guided by relationships and long-term thinking, not quarterly targets.

44
States Licensed
02
⚡
In-House
Everything

Processing, underwriting, marketing, IT, and appraisal desk — all under one roof. No third parties, no handoffs, no bottlenecks. Our dedicated in-house teams handle every step so your loan moves fast and you always know exactly where things stand.

Day 1
Certainty
03
🏛️
Fannie Mae &
Freddie Mac Approved

As a direct lender approved by Fannie Mae and Freddie Mac, we meet the highest standards in the industry. That backing means more loan products, more flexibility, and the confidence that your financing is built on a foundation the government trusts.

8,000+
Loan Products Available
Ready to Get Started?

LET'S FIND
YOUR LOAN. Together

One conversation with a Highland Loan Officer is all it takes to know what you qualify for, what it costs, and how to get into the right home.

Find Your Loan Officer Get Pre-Approved