LEGAL
In accordance with the Equal Credit Opportunity Act, Boxcar Mortgage, LLC dba Highland Mortgage does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer's income derives from a public assistance program; or any other basis prohibited by law.
Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “Highland Mortgage” is a registered tradename of Boxcar Mortgage, LLC, a Georgia limited liability company. 664 Seminole Ave NE, Suite #101, Atlanta, GA 30307.
In Texas
Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 N. Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.
State of Illinois Community Reinvestment Notice
The Department of Financial and Professional Regulation (department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The department takes this evaluation into account when deciding on certain applications submitted by us for approval by the department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the department.
Legal Overview
Click here to view our Legal Overview.
STATE LICENSING - NMLS Consumer Access
https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1969375
Alabama
Consumer Credit License No. 22904
Arkansas
Mortgage Broker/Lender License No. 1969375
Arizona
Mortgage Banker License No. 1037620
California
Licensed by the DFPI under the CRMLA, License No. 60DBO-167616
Colorado
Regulated by the Division of Real Estate, License No. 1969375
Connecticut
Mortgage Lender License No. ML-1969375
Delaware
Lender License No. 38062
District of Columbia
Mortgage Dual Authority License No. 38062
Florida
Mortgage Lender License No. MLD2033
Georgia
Mortgage Lender License No. 71220
Iowa
Mortgage Banker License No. 2024-0062
Idaho
Mortgage Broker/Lender License No. MBL-2081969375
Illinois
Residential Mortgage License No. MB.6761818
Indiana
First Lien Mortgage Lending License No. 63936
Kansas
Mortgage Company License No. MC.0026604
Kentucky
Mortgage Company License No. MC812242
Louisiana
Residential Mortgage Lending License
Maine
Supervised Lender License No. 25300
Maryland
Mortgage Lender License No. 1969375
Michigan
1st Mortgage Broker/Lender/Servicer Registrant No. FL0024984 / SR0024985
Minnesota
Residential Mortgage Originator License No. MN-MO-1969375
Mississippi
Mortgage Lender License No. 1969375
Missouri
Company License No. 1969375
Montana
Mortgage Broker License No. 1969375
Nebraska
Mortgage Banker License No. 1969375
New Hampshire
Mortgage Banker License No. 26279-MB
New Jersey
Residential Mortgage Lender License No. 1969375
New Mexico
Mortgage Loan Company License No. 1969375
New York
Mortgage Banker License No. 1969375
North Carolina
Mortgage Lender License No. L-201636
Ohio
Residential Mortgage Lending Act Certificate of Registration No. RM.805029.000
Oklahoma
Mortgage Lender License No. ML016010 & ML016011
Oregon
Mortgage Lending License No. 1969375
Pennsylvania
Mortgage Lender License No. 103670
South Carolina
BFI Mortgage Lender / Servicer License No. MLS-1969375
Tennessee
Mortgage License No. 1969375
Texas
SML Mortgage Banker Registration
Utah
DFI Residential First Mortgage Notification No. 13003082
Virginia
Broker and Lender License No. MC-7296
Washington
Consumer Loan Company License No. CL-1969375
Wisconsin
Mortgage Banker License No. 1969375BA/BR
West Virginia
Mortgage Broker License No. ML/MB-1969375
Wyoming
Mortgage Lender and Broker License No. 5131 & CL-4960