7 Predictions

for 2026

Highland Mortgage’s


With every year that we move further away from the pandemic, we realize an incremental shift from a frothy, sometimes illogical housing market to a more balanced dynamic between buyers and sellers.

Here are 7 predictions for housing in 2026.

Prediction #1
Prediction #2
Prediction #3
Prediction #4
Prediction #5
Prediction #6
Prediction #7

Note: Mortgage rates aren’t set like an “oven temperature”—markets determine long-term yields. Use this as a conversation starter, not a guarantee.